Now that we know that booze isn't going up (hurrah!) and cigarettes are (boo but you should really quit anyway), we can break down what's really going on with your money and taxes and give you a little insight into where it's all going.

And when we say 'we', we mean all of us collectively looking to business and economically minded people who can make sense of this stuff, such as the good people PublicPolicy.ie, who are able to tell you where exactly your money is going when you spend it on booze, smokes and petrol.

Then we have KBC Bank and their Chief Economist Austin Hughes, who seem to think everything is all roses and have the grander and more personal changes laid out in pretty pictures that most of us can understand. Four for you Austin Hughes, you go Austin Hughes.