Businessman David Fishwick is so fed up with the way that the banks are treating people he's decided to see if he can open his own tiny bank to serve his local community in Burnley, and help the people the banks have turned down. Dave's plan is to open an old fashioned bank and be a hands-on bank manager giving good rates to borrowers and savers alike. In 2011 the bailed-out bank RBS posted an attributable loss of £2 billion and yet still paid out £785 million in bonuses to staff. Instead of bankers' bonuses, Dave plans for any profits to go to local charities, but he soon discovers that this simple plan is not as straightforward as he thought it would be. It never is in TV land.